RATO Credit Union –
a reliable partner for 25 years

CONTACT US

ABOUT US

RATO Credit Union (formerly Vilnius Regional Credit Union) is one of the oldest credit unions in Lithuania. For more than 24 years, the union has been striving to provide the best financial services to its members and to become a reliable partner in your daily activities and business.

OUR ACTIVITIES ARE SUPERVISED AND CONTROLLED BY THE BANK OF LITHUANIA

The activities of the RATO Credit Union are governed by the Republic of Lithuania Law on Credit Unions, resolutions of the Bank of Lithuania (www.lb.lt) and other legal acts regulating financial services.

  • 30 May 1996 The Bank of Lithuania granted the Vilnius Regional Credit Union the right to engage in the activities established by the Law on Credit Unions. License No 10 issued by the Bank of Lithuania.
  • 2017 Vilnius Regional Credit Union became the RATO Credit Union.
  • 4th of December 2017 the RATO Credit Union received permission from the Bank of Lithuania to reorganise the union into a specialised bank.
  • 2020 The application was submitted to the Bank of Lithuania for the granting of a specialised banking license.
  • 2022 Expected start of RATO bankas UAB.

MAIN SERVICES

  • deposits
  • loans to businesses and individuals
  • online banking i.RATO
  • SEPA and SEPA INSTANT PAYMENTS
  • MOBILE APPLICATION
  • Cash transactions

KEY FINAL INDICATORS

  • assets 58 mln. EUR
  • LOANS 44 mln. EUR
  • DEPOSITS 51 mln. EUR
FINANCIAL STATEMENTs

TEAM

Supervisory
Board

board

laon
committee

  • VITA ANDRIKYTĖ
    Chair of the Loan Committee/ Head of Credit Risk and Administration Department
    E-mail: v.andrikyte@rato.lt
  • ANDRIUS GRIGAS
    Member of the Loan Committee/Head of the Credit Department
    E-mail: a.grigas@rato.lt
  • EGIDIJUS ČESNAUSKIS
    Member of the Loan Committee/ Lawyer – Loan Administrator
    E-mail: e.cesnauskis@rato.lt

ADMINISTRATION

Contacts

CUSTOMER SERVICE BRANCH

ADDRESS
J. JASINSKIO G. 14 A, 01112 VILNIUS

OPENING HOURS
I–IV 8.00–17.00, V 8.00–16.00

TELEPHONE
+370 5 265 0304 (general enquieries)
+370 5 231 3615 (loans)
+370 5 215 7399 (deposits)

E-MAIL
info@rato.lt

CONTACT DETAILS

LEGAL ENTITY CODE
112043124

ADDRESS
J. Jasinskio g. 14A, LT-01112 Vilnius

BANK CODE
50160

BANK ACCOUNT
LT625016024810000002

License No 10 issued by the Bank of Lithuania on 30/05/1996